Joseph L. Barloon is the co-leader of Skadden’s Consumer Financial Services Group.

Bio

For more than 20 years, Mr. Barloon has represented a wide range of financial institutions in federal and state civil, criminal and enforcement agency investigations and actions. In addition, Mr. Barloon frequently conducts internal investigations; provides compliance advice regarding consumer financial services, internal controls and related issues; and regularly assists with due diligence for financial services transactions. Mr. Barloon has litigated matters in federal courts throughout the country. He represents financial services companies and individual officers and directors in the context of related government enforcement and consumer civil action complaints, and has negotiated numerous complex settlement agreements for financial institution clients.

Mr. Barloon repeatedly has been ranked as a top practitioner in Chambers USA: America’s Leading Lawyers for Business, in which clients have recognized him as being “an expert in his field” and a “very thoughtful and responsive attorney,” while noting his “great ability to present complex information in a way that’s easy to understand” and providing advice that considers “the legal perspective but also the business perspective.”

Among his notable recent representations are:

  • CashCall, Inc. in ongoing litigation relating to unsecured consumer lending with the Consumer Financial Protection Bureau (CFPB) in the District Court for the Central District of California, as well as in more than 20 state regulatory enforcement actions and consumer class actions with proceedings in several federal district courts and federal appellate courts;
  • Freedom Debt Relief and Freedom Financial Network in ongoing litigation with the CFPB in the District Court for the Northern District of California and bank regulatory matters;
  • Affinion Group in resolution of CFPB unfair, deceptive or abusive acts or practices claims relating to credit card products in the District of Connecticut;
  • bank officers and directors in investigations and litigation commenced by the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency;
  • several national and regional banks in United States Department of Justice fair lending investigations; and
  • investors and financial advisors in connection with debt and equity transactions related to emerging fintech participants.

Mr. Barloon has lectured and published on various topics, including the Dodd-Frank Act and consumer financial services litigation and enforcement. A full list of his lectures and publications is available on Skadden.com.

Credentials

Education

  • J.D., Georgetown University Law Center, 1996 (summa cum laude)
  • M.A., University of Pennsylvania, 1991
  • A.B., Harvard University, 1989 (cum laude)

Admissions

  • District of Columbia
  • Maryland
  • U.S. Court of Appeals for the District of Columbia Circuit
  • U.S. Court of Appeals for the Third, Fourth, Sixth and Seventh Circuits
  • U.S. District Courts for the District of Columbia and the Eastern District of Wisconsin
  • U.S. Supreme Court

Experience

  • Law Clerk, Hon. Douglas H. Ginsburg, U.S. Court of Appeals for the District of Columbia Circuit (1996-1997)

Joseph L. Barloon

Partner, Consumer Financial Services; Litigation; Government Enforcement and White Collar Crime
joseph.barloon@skadden.com