Lincoln Financial Announces Reinsurance Transaction With Talcott

Related Attorneys: Elena M. Coyle Heather Cruz Joseph (Yossi) Vebman Jared H. Binstock

Skadden is advising Lincoln Financial on its agreement with Talcott Financial Group under which Lincoln will cede approximately $5.8 billion of in-force guaranteed universal life (“GUL”) statutory reserves, representing approximately 37% of Lincoln’s remaining in-force GUL block, to a Talcott subsidiary. In connection with the transaction, Lincoln will also reinsure approximately $500 million of funding agreement business with a subsidiary of Talcott.

The transaction is subject to customary closing conditions, including regulatory approvals, and is expected to close in the fourth quarter of 2026.

Lincoln Financial is a financial services company, with products including annuities, life insurance, group protection and retirement plan services.

The Skadden team includes Elena Coyle, Heather Cruz, Yossi Vebman and Jared Binstock.

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